Ascetic Combat

ASCETIC COMBAT [General]
Select one mental ability score: Intelligence, Wisdom or Charisma.

Prerequisite: Selected ability score 13.

Benefit: While not wearing armor or using a shield and carrying no more than a light load you gain an insight bonus to your AC equal to your selected ability's modifier up to a maximum bonus of 4 + 1/4 your level.

Special: If you selected the Dodge feat before you selected this one, its maximum bonus is instead reduced to 4.

Comments
Why let only Monk's have all the weird unarmored fun? Why do duelists have to wait until high levels to do the same thing?